I personally don't like the HT even. I mean, 3% isn't that much, and people are always selling cheaper alternatives on the TP. Then again, there's that Baby paintbrush restocking that people have been utilizing. Don't know if it's effective though.
Well, for the Baby Paint Brush thing... it's not extremely useful if you're trying to make huge profits. But if all you want it the avatar from buying an HT item... It's a good deal. You get the avatar and make a few thousand neopoints profit.